New PANCARD Apply Aadhaar Card Mobile OTP Based ONE TIME PASSWORD (OTP)
Whenever an online bank account holder / credit card holder or debit card holder issues an online payment for any type of payment, many banks / bankers ask OTP (One Time Password) issued by banks / bankers. Such OTP is sent by the banker via SMS to customer registered cell phone number. Therefore, if each customer makes the online payment, he should keep his CELL Phone ready to receive the OTP (One Time Password).
New PANCARD Apply Aadhaar Card Mobile OTP BasedMany online customers are not aware of this OTP and therefore they are confused. It should be remembered that this OTP is the subject of the bank and not the payment recipient. Sometimes the customer does not receive OTP for an unreasonably long time, in which case it is advisable to process the payment process again.
Currently, all bankers in India are not providing this OTP but maximum banks are using this OTP as an important and powerful security tool. In the coming period, all online banks will use this OTP as a powerful measure of security. OTP is for customer security and therefore it should not be considered a headache.
New PANCARD Apply Aadhaar Card Mobile OTP BasedOne Time Password (OTP) is a password that is valid only for a logon session or transaction. OTP avoid a number of deficiencies associated with traditional (static) passwords. The main drawback addressed by OTP is that, unlike static passwords, it is not vulnerable to repeat attacks. This means that a potential intruder who manages to include an OTP that has already been used to log on to a service or perform a transaction will not be able to misuse it since it is no longer valid. On the other hand, OTPs are hard to remember. Therefore they need additional technology to work.
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